**Applicable to AXA Smart Travel and AIG Travel Guard Only.

The policy does cover for Scuba Diving but note the following terms which will Void the cover 

- You dived in the capacity of a professional. i.e dive-master leading trips, instructors conducting courses. 

- You are participating in the activity not for leisure. 

- You are expecting renumeration, sponsorship, donation or financial rewards from this activity

- You are diving alone 

- You do not have a scuba certification

- You dived deeper than 30 metres or beyond the limits of your training. i.e. Padi Open Water should not dive deeper than 20 metres.