The Insurance Concierge

Inpatient Treatment Inpatient treatment is any treatment required where it is necessary for you to occupy a hospital bed, either for the day (which is call...

A deductible is usually a flat dollar amount of medical expenses that the policy owner must pay out of his own pocket, before the insurer start paying. ...

Waiting periods applies particularly for new insurance policies. The term refer to the time between the date the policy 1st joined to the date the member ma...

Unlike term or life insurance, the premiums for health insurance does increases when a person ages. Some insurers price their policy to increase every year,...

Medical underwriting is a health insurance term.  It refers to the use of medical or health information in the evaluation of an applicant for cov...

Any single bedded standard ward with attached bathroom.  Do note it doesn't cover for luxury rooms like VIP Suite, Chairman suite etc. 

Here example is an example of the ward classes  (Extracted from a Singapore Public Hospital website -  Tan Tock Seng ) DELUXE SUITE A...

Co-Insurance is the percentage of a medical bill you have agreed with the insurer to undertake yourself in the event of claim. This agreement is usua...