**Applicable to AXA Smart Travel and AIG Travel Guard bought in 2015 only. 


A single trip is defined as the day the traveller depart from Singapore and eventually returns back to Singapore. 
Annual plan covers you for all travel taken within a 12 month period. There's no limit to the number of trips you can take so long as each trip is no more than a specific days cover by the policy.


AIG TravelGuard

Single Trip plans - The trip must not exceed 182 consecutive days 

Annual Trip plans - Each trip must not exceed 90 consecutive days


AXA SmartTravel

Single Trip plans - The trip must not exceed 182 consecutive days

Annual Trip plans - Each trip must not exceed 92 consecutive days